Your Finances

Navigate Tomorrow with Strategic
Tax Planning Today!

Tax Planning And Financial Planning Should Go Hand In Hand

Tax planning goes hand in hand through all the stages of financial planning as it ensures that funds are being appropriated in accordance with your goals as well as tax saving opportunities.

Old Tax Regime Vs New Tax Regime

Taxpayers need to evaluate
their financial situation and future
goals to determine which regime is
more beneficial for them.

Those with substantial deductions and
exemptions may find the old regime
more advantageous.

On the other hand, individuals seeking
simplicity and lower tax rates might
opt for the new regime.

Comparison Between Old Tax Regime
And New Tax Regime

Old Tax Regime
Existing Deductions & Exemptions

Under the Old tax regime, taxpayers can avail various deductions and exemptions such as HRA (House Rent Allowance), standard deduction, deductions under sections 80C. 80D, etc.

Tax Slabs

The old tax regime consists of multiple tax slabs with varying tax rates, allowing taxpayers to reduce their tax liability based on their income levels.


Due to the multitude of deductions and exemptions, the old tax regime can be complex to understand and compute, requiring careful tax planning.


Tax-saving investments like PPF (Public Provident Fund), NSC (National Savings Certificate), and ELSS (Equity Linked Savings Scheme) can be used to reduce taxable income.


Taxpayers have more flexibility to structure their investments to optimize tax benefits.

New Tax Regime
Flat Tax Rates

The new tax regime offers reduced tax rates without many deductions and exemptions. Taxpayers are subject to lower tax rates based on their income levels.

Simplified Structure

The new regime is designed to simplify the tax calculation process by eliminating the need to keep track of various exemptions and deductions.

Standard Deduction

While certain exemptions are removed, the new regime provides a standard deduction for salaried individuals to offset some expenses.

No Tax-saving Investments

Tax-saving investments like Public Provident Fund, National Savings Certificate, and Equity Linked Savings Scheme do not offer additional tax benefits under the new regime.

Limited Flexibility

Taxpayers have limited flexibility in reducing their tax liability beyond the flat deductions provided.

Annual Income

Upto Rs. 3 Lakhs

Rs. 3 Lakhs- Rs. 6 Lakhs

Rs. 6 Lakhs- Rs. 9 Lakhs

Rs. 9 Lakhs- Rs. 12 Lakhs

Rs. 12 Lakhs- Rs. 15 Lakhs

Rs. 15 Lakhs & Above

Old Tax Regime







New Tax Regime







There are over 70 exemptions and
deductions that can help you reduce
your taxable income.

If you can avail the deductions
of Rs. 3.75 lakhs or more, Old Regime
is always a better choice for you.

Under the new regime, there is
no income tax to be paid for annual
income up to Rs 7 lakhs.

Deductions & Exemptions
You can avail under Income Tax Act, 195