Goal Calculator

Set clear milestones and make informed decisions to turn your dreams into reality. Visualize, plan, and
conquer your financial aspirations one step at a time.

Calculate the future value
of your goal.
₹ 10,000
₹ 10 Cr.
The goal amount matches the real
amount to be received after
accounting for inflation.
Returns Summary
Future Value of Goal
Amount ( Inflation Adjusted)
Need to Invest
Graph View
Earned Interest
Total Investment

What is a goal calculator?

A goal calculator is a financial tool that helps individuals plan and track their financial goals over time. It is particularly useful for calculating how the value of a financial goal changes due to inflation and how much money one needs to invest to achieve that goal. This calculator allows users to set specific financial targets, such as saving for a major purchase, retirement, or education, and provides a clear plan to reach those objectives.

Why use this calculator?

  • Goal Setting: The goal calculator is a crucial tool for setting and achieving financial goals. It allows individuals to define their objectives clearly and determine the required financial commitment.

  • Inflation Consideration: It takes inflation into account, which is essential for realistic goal planning. As the cost of living typically increases over time, understanding how inflation affects the goal's value is vital.

  • Investment Planning: The calculator helps users plan their investments by showing them how much they need to invest either as a one-time sum or on a monthly basis to reach their financial objectives.

How does this calculator work?

  • Goal Parameters: Users provide essential information, including the goal amount (the target amount they want to achieve), the number of years they have to reach the goal, and whether they intend to invest as a one-time payment or on a monthly basis.

  • Inflation Rate: The calculator assumes a specific inflation rate (e.g., 7% per annum), which is used to project how the goal's value will change over time. Calculation: Based on the provided parameters and the assumed inflation rate, the calculator performs a series of calculations to determine how the goal's value will increase due to inflation.

  • Investment Calculation: If the user chooses to invest on a monthly basis, the calculator calculates how much they need to contribute regularly to reach the goal, considering the changing value of money due to inflation.

  • Results: The calculator presents the user with a detailed plan, showing how the goal's value will evolve over the specified timeframe. It also provides the exact amount required for one-time investment or the monthly contribution needed to achieve the goal.

In summary, a goal calculator is a valuable tool for anyone with financial aspirations. It helps individuals define their goals, understand how inflation affects those goals, and develop a clear investment plan to ensure they stay on track to reach their financial objectives. This calculator simplifies the process of goal planning and makes it easier to achieve long-term financial success.