Primary Attributes
of Fixed Deposits
Interest Rates
Better interest rates than Bank fixed
deposits i.e upto 8.60% p.a.
Guaranteed Returns
Fixed deposits offer a fixed interest rate,
ensuring a predictable and guaranteed return
on your investment.
Stability
Fixed Deposits are known for their stability and
low-risk nature, making them a safe option
for conservative investors.
Fixed Deposit
Calculator
Know how you can maximise your Fixed
Deposit returns by choosing different
tenures of investment.
Frequently Asked Questions
About Fixed Deposit
A fixed deposit is a savings option that helps you earn interest on savings parked with a financier of your choice. You can choose to get returns periodically or at maturity. The interest rates are typically higher than savings accounts because the money is locked in for a specific period and cannot be withdrawn at the will of the depositor, except in specific scenarios in which the customer is ready to bear the penalty for premature withdrawal.
All residents over 18 years can invest in Bajaj Finance Fixed Deposit through both online and offline mode. Minors, NRIs and non-individuals who want to invest in Bajaj Finance Fixed Deposit.
Investing in Fixed Deposit from airpay money is absolutely FREE.
Yes. Senior citizens (i.e., persons above 60 years of age, subject to provision of proof of age) will get additional interest rate benefits up to 0.25% p.a. on deposits of up to Rs. 5 crore.
The depositor will receive the Fixed Deposit receipt by courier maximum within 3 weeks of creating their deposit account.
You can refer to your FDR (Fixed Deposit Rates) or Statement of Account, available on our FD Dashboard.
No, you cannot open a deposit account by cash payment.
The maturity amount will be transferred to the bank account mentioned by the depositor in the application form through National Electronic Fund Transfer/Real Time Gross Settlement modes only. The entire amount shall be transferred on the date of maturity of the deposit. In case of electronic account transfer bounce, the depositor will be intimated through phone call, email and written letter requesting him to update the bank account details registered with us.
