Top Four Wheeler Insurance Plans

Unfortunately, personal belongings do not cover items like cash and cheques.

If your car insurance policy has lapsed, renewing it without getting an inspection done is not possible. Without any ado, make sure you place your request for inspection and renewal by calling on their toll-free number. This must be done within 90 days from the date on which the policy has expired.

Of course you can! Just call on their toll-free number 1800-266-7780 and place your request. Do keep in mind that insured declared value of the vehicle can be altered according to the terms and conditions of the company and only during the time of renewal.

To proceed with claims in TATA AIG, you must either intimate the company by calling on their toll-free number 1800-266-7780 or SMS ‘CLAIMS’ to 5616181. You might as well receive a call back in an hour.

TATA AIG bring a whole list of add-ons to pick from. Here’s some:

If you are successful at maintaining a claim-free driving record for a good year, you can certainly avail a No-Claim bonus under any TATA AIG insurance plan.

Opting for a basic comprehensive car insurance from TATA AIG will not help in getting reimbursements for depreciation of your car or its parts. However, if you top-up your policy with zero-depreciation, also known as nil-depreciation, TATA AIG does offer a payout, close to 100% of a claim amount.

With a TATA AIG car insurance policy in hand, all your third party liabilities and damages are covered.

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The value of a vehicle will depreciate with the increasing tenure. Your motor insurance policy will pay you the claim amount taking into account the depreciation. To avoid this, you can also choose a policy with a Zero Depreciation car insurance Cover, in which case there will be no deductions on the depreciation.

The first thing you need to do is contact your insurer and give all the details of the accident. Next, get an FIR from the police with recorded details from the witnesses and third-party driver. A surveyor will make a note of the damages incurred and your claim will be settled using your motor car insurance.

The insurance on a vehicle is applicable even if another person is driving the vehicle, with your permission. This is because liability follows the vehicle. Generally speaking, the liability insurance of the person driving your vehicle needs to pay should the amount of the loss go above your car policy limits.